Our Programs
Loan Products Built for Investors
From first-time flippers to seasoned portfolio operators — we have a program for every deal.
Fix & Flip Loans
Short-term purchase and rehab financing for investors who buy, renovate, and sell.
$50K–$5M
First-time & experienced investors
- Up to 90% LTC and 75% ARV
- 6 to 18-month terms
- Interest-only payments
- Approvals in 24–48 hours
- Can close in as little as 72 hours
- An appraisal is not always needed
- 100% financing programs available
DSCR Rental Loans
Qualify on property cash flow — no tax returns, no income verification.
$75K–$3M
Buy-and-hold investors
- No personal income verification
- 30-year fixed and ARM options
- Single-family, 2–4 units, and condos
- 660+ FICO, 1.0x+ DSCR
- No seasoning required options
- Portfolio loans
Bridge Loans
Short-term capital to bridge the gap between acquisitions, refinances, or project completions.
$100K–$10M
Residential & light commercial
- Close in as few as 5 business days
- 6 to 24-month terms
- Residential and light commercial
- Asset-based underwriting
Ground-Up Construction Loans
Land acquisition and construction financing for builders and developers.
$200K–$5M
Builders & developers
- Up to 85% LTC
- 12 to 24-month terms
- Residential and small commercial
- Experienced builders preferred
Multi-Family Loans
Financing for 5+ unit apartment buildings and mixed-use properties.
$500K–$20M
Experienced operators
- 5+ unit residential and mixed-use
- Bridge-to-perm and term options
- Cash-out and refinance available
- Experienced operators preferred
Short-Term Rental Loans
DSCR-style financing using Airbnb and VRBO income to qualify.
$75K–$2M
Airbnb & VRBO investors
- STR income used for qualification
- AirDNA and platform data accepted
- 30-year fixed and ARM options
- Single-family, condos, and cabins
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